Find the Best Mortgage Rates in Canada
5-year fixed*
3.94
5-year Variable*
4.05
*Insured loans. Other conditions apply. Rate in effect as of today.
Why ?
Rims Mortgagees Team
Getting the right mortgage rate isn’t just about lower monthly payments it’s about maximizing your savings over the life of your loan. Even a small difference in your rate can save you tens of thousands of dollars over time.
At Rims Mortgage , we offer some of the most competitive rates in the industry thanks to our transparent process and honest, client-first approach. But we also understand that the lowest rate isn’t always the best choice. We help you look at the big picture from becoming mortgage free faster to building long term financial stability.
Whether you’re buying your first home, refinancing an existing mortgage, or renewing your current one, we’ll guide you through the latest trends and tailor the best solution to fit your needs.
Our Awards Since 2018
20+
2000+
20+
Years of Experience
Satisfied Clients
Industry Partnerships
Tailored Mortgage Solutions
Our Commitment
Dedicated to You
Why Choose Rims Mortgage?
1. Expert Support from Start to Finish
With years of hands-on experience, our licensed mortgage experts are here to guide you every step of the way. We simplify the process and tailor mortgage solutions that align with your financial goals—whether you're buying, refinancing, or investing.
2. Access to Canada’s Top Mortgage Rates
We partner with leading lenders including RBC, TD, CIBC, BMO, MCAP, and more to bring you the best fixed, variable, and specialty mortgage rates. Through our affiliation with Citadel Mortgages, we also offer access to exclusive rate plans that save you time, stress, and money.
3. Full-Service Mortgage Solutions
At Rims Mortgage, we do more than just traditional home loans:
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Reverse Mortgages – Financial freedom for homeowners aged 55 and up.
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Second Mortgages – Tap into up to 90% of your home’s value.
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Smart Mortgage Plan – Pay off your home 7–9 years faster with daily interest savings.
Apply now and let Rims Mortgage help you get approved with confidence.
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